Creator commerce
Sell direct with links, storefronts, and recurring billing
Create a payment path you control, keep the customer and transaction record, and let buyers use the methods available for that checkout route.
Where the flow breaks
The operational problems behind the payment
- 01Marketplace fees reduce revenue from low-priced products
- 02Digital goods are difficult to defend in card disputes
- 03Platform holds can interrupt a launch or payout schedule
- 04Audience and transaction data often stay inside the platform
How money moves
Three steps from request to recorded outcome
- 01
Publish the offer
Use a product link, hosted storefront, tip page, or recurring plan.
- 02
Share it where the audience is
Place the checkout on a website, social profile, Telegram storefront, or supported community channel.
- 03
Track the buyer and payment
Keep the product, customer details, payment method, and confirmation status together.
Why it fits
Built around the work creators & digital goods already do
- 01
Own the payment path
Send customers to a branded XRPay checkout instead of requiring a third-party creator marketplace.
- 02
Reuse the catalog
Publish the same products through payment links, storefronts, POS, and supported social channels.
- 03
Keep customer context
Retain the information supplied at checkout for fulfillment, support, and repeat sales.
Direct settlement
Know which route you are using
Direct XRP and RLUSD payments require a compatible wallet and typically confirm on the XRP Ledger in 3–5 seconds. They settle to the merchant destination configured for that payment.
Provider-backed routes
Availability and timing can change
Card, bank, mobile-money, conversion, and payout services depend on country, currency, verification, provider coverage, fees, limits, and processing time. XRPay shows the available route before confirmation.
Available tools
Use only what the workflow needs
Start with one payment surface and add adjacent commerce tools when the business process requires them.
- Payment links
- Tip pages
- Subscriptions
- Hosted storefront
- Telegram storefront
- Discord integration
Questions
Details that affect setup
How do I sell a digital product with XRPay?
Create a product or payment link with the price and checkout details, then share it with your audience. XRPay records the payment; delivery or access to the digital product remains part of the merchant's fulfillment workflow.
Can I offer recurring memberships?
You can create recurring plans and track each billing cycle. Automatic collection depends on the payment method and customer authorization available for the plan.
Create a direct sales page
Starter is $0 per month. The 0.5% platform transaction fee and any network, provider, conversion, FX, or payout costs depend on the route used.